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Certificate of Deposit

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Terms and Condition

Red Capital is a financial technology company, and is not a bank. Banking services provided by Thread Bank, Member FDIC, through our partnership with Covercy.

For clients based in the United States, payment services for Red Capital are provivided by provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorised in 39 states to transmit money (MSB Registration Number: 31000206794359). Registered Office: 104 5th Avenue, 20th Floor, New York , NY 10011.

Customer funds are securely held in a range of custodial deposit accounts through RedCapital.com. Each customer grants authorization to the Custodian Bank to hold their funds in these accounts, serving as custodian, to facilitate their deposits and withdrawals for various bank and credit union products requested through RedCapital.com. The Custodian Bank does not dictate the terms of these products nor offer advice to customers regarding them.

Accredited Investor Disclaimer: Customer funds are held in various custodial deposit accounts, with Red Capital's partnership with Covercy. Each customer authorizes the Custodial Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through redcapital.partners. The Custodial Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through redcapital.partners . Thread Bank, 210 E Main St, Rogersville TN 37857, Member FDIC, is the custodian bank.

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